When you live on cash, you understand the limits of the world around which you navigate each day. Credit leads into a desert with invisible boundaries.
Anton P. Chekhov, playwright and short story writer, in an 1893 letter to his editor
Having wandered into that desert without either compass or map, I realize how easily one can lose his way and wonder how he’ll ever find a way out. Given our modern climate of easy credit and debilitating debt, I wish more students read Chekhov, before applying for that first free credit card.
How I wish we’d see a wide-ranging, large-scale revolt against the credit card companies, since my definition of predatory practice seems to differ so sharply from the legislative definition.